{"id":3914,"date":"2023-01-31T00:30:00","date_gmt":"2023-01-31T00:30:00","guid":{"rendered":"https:\/\/www.qustodio.com\/blog\/2013\/12\/top-4-safe-online-shopping-tips-for-cyber-monday-and-every-day\/"},"modified":"2023-01-31T10:07:53","modified_gmt":"2023-01-31T10:07:53","slug":"top-4-safe-online-shopping-tips-for-cyber-monday-and-every-day","status":"publish","type":"post","link":"https:\/\/www.qustodio.com\/en\/blog\/top-4-safe-online-shopping-tips-for-cyber-monday-and-every-day\/","title":{"rendered":"How to help your teen shop safely online"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; module_alignment=&#8221;left&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;2px||4px|2%|false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;0px||0px||true|false&#8221; module_alignment_tablet=&#8221;&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_team_member name=&#8221;Qustodio team&#8221; position=&#8221;Experts in digital safety&#8221; image_url=&#8221;https:\/\/static.qustodio.com\/public-site\/uploads\/2021\/10\/01090043\/Qustodio-Team.png&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||24px|7px|false|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; position_text_align_tablet=&#8221;&#8221; position_text_align_phone=&#8221;center&#8221; position_text_align_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_team_member][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/static.qustodio.com\/public-site\/uploads\/2023\/01\/31094741\/2022-12-Helping-your-teen-shop-safely-online_Hero.png&#8221; alt=&#8221;tips to help teens shop safely online&#8221; title_text=&#8221;2022-12-Helping-your-teen-shop-safely-online_Hero&#8221; force_fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||24px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-80px|||||&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">Clothes, crafts, collectibles &#8211; whatever your teen\u2019s interest might be, it\u2019s safe to say that shopping opens up a world of possibilities and exploration when done online. Young people who don\u2019t do their window browsing this way are now in the minority, with Google data showing that <\/span><a href=\"https:\/\/www.thinkwithgoogle.com\/marketing-strategies\/app-and-mobile\/teens-online-purchase-statistics\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">68% of all teens make purchases online<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But along with the thrill of opening up that package and the amazing convenience that online shopping has to offer comes great responsibility and risk, too. <\/span><a href=\"https:\/\/www.abc.net.au\/news\/2018-08-12\/teens-racking-up-thousands-of-debt-online,-study-shows\/10111312\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">One Australian survey<\/span><\/a><span style=\"font-weight: 400;\"> revealed that teen spending habits had forced 56% of parents to foot the bill for them. Among those surveyed, the most expensive purchase set the parents back $7,000 (AUD). To <\/span><b>help teens stay safe online<\/b><span style=\"font-weight: 400;\">, and keep them away from the family cash, we\u2019ve laid out some <\/span><b>useful and practical online shopping tips<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Getting your teen set up to shop safely online<\/b><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">The serotonin high of online shopping often proves understandably difficult for children to resist. Whether it\u2019s snapping up the latest cool item, signing up for a must-have service, or simply engaging in a bit of retail therapy, <\/span><b>online shops and services are almost impossible to avoid if your child uses social media or the internet<\/b><span style=\"font-weight: 400;\">, and especially <\/span><a href=\"https:\/\/www.qustodio.com\/en\/blog\/should-i-get-my-child-a-phone-checklist\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">if they have their own phone<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If your child or teen expresses a wish to start making their own purchases online, you\u2019ll need to set out some ground rules before they begin. You may want to adjust your rules depending on your child\u2019s age, but some <\/span><b>sensible shopping tips to consider<\/b><span style=\"font-weight: 400;\"> include:\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Only shopping online under supervision<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not being allowed to use a payment method (such as a credit card) without permission\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Setting an allowance for online purchases<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Creating a list of blacklisted sites where your child cannot shop (these sites can be blocked on all devices through Qustodio\u2019s <\/span><a href=\"https:\/\/www.qustodio.com\/en\/blog\/how-to-web-filtering\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">web filtering features<\/span><\/a><span style=\"font-weight: 400;\">)\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Creating a list of retailers where your child is OK to shop from<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Tips to help your child stay safe as they shop online <\/b><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ol>\n<li><b> Do your homework<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">There are lots of great new online retailers popping up all the time, but if you\u2019re not familiar with the site or the name of the company, be sure to <\/span><b>do your due diligence before making a purchase<\/b><span style=\"font-weight: 400;\">. Search the company name and read up on other consumers\u2019 experiences. You may be able to learn from their mistakes.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Shop from home<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Be sure that all online purchases are made from a secure network, preferably a password-protected home network. <\/span><b>Don\u2019t compromise your financial information<\/b><span style=\"font-weight: 400;\"> by sending it over an unsecured wireless network such as those offered by restaurants, hotels, and the like.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Shop as a guest<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If you shop with a specific retailer frequently, it may be tempting to create an account so that you don\u2019t have to enter your payment and shipping information each time you shop, but this convenience could come with a hefty price. In the event that the site gets hacked, <\/span><b>your personal and financial information could be compromised<\/b><span style=\"font-weight: 400;\">. Why take that risk?<\/span><\/p>\n<ol start=\"4\">\n<li><b> Use a secure payment method<\/b><\/li>\n<\/ol>\n<p><b>Choose a trusted payment method<\/b><span style=\"font-weight: 400;\"> when helping your child make an online purchase, such as a credit card or Paypal. Debit cards look similar to credit cards, but they are actually very different, especially when it comes to online transactions. With a credit card, you have some protection if you don\u2019t receive the goods you paid for. This is not the case, however, with a debit card.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/static.qustodio.com\/public-site\/uploads\/2023\/01\/31095109\/2022-12-Helping-your-teen-shop-safely-online_Inside-Image.png&#8221; alt=&#8221;helping your teenager shop safely online&#8221; title_text=&#8221;2022-12-Helping-your-teen-shop-safely-online_Inside Image&#8221; align=&#8221;center&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Helping your child to avoid scams when online shopping\u00a0<\/b><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">With the sheer number of advertisements your child is exposed to as they browse online, go on social media, or play their favorite games, <\/span><b>it\u2019s only a matter of time before they come up against a suspicious site<\/b><span style=\"font-weight: 400;\">. Online shopping scams range from fake sellers directly taking payment for products which the buyer will never receive, to false advertising, and low-quality goods.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s important to teach your child what makes a website suspicious, how they can identify low-quality products, and how to be wary of certain marketing practices as they shop online.\u00a0<\/span><\/p>\n<p><b>Things to watch out for can include:\u00a0<\/b><\/p>\n<p><b><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The store or seller asking for payment through a pre-loaded card or wire transfer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The advertised price being much lower than it is for the same product in other shops, or for similar products online<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A recently created social media account for the store, with very limited information<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contact information, returns policy, and terms and conditions of the site being very difficult to find, or not available<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Obvious spelling mistakes and grammatical errors throughout the text and descriptions on the site<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No online reviews of the store or of the products sold through the site<\/span><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><b>Model ideal online shopping yourself\u00a0<\/b><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"font-weight: 400;\">To help children learn from your experience, it\u2019s important to let them observe how you interact with online stores and do your own online shopping. Kids learn from our decisions and behavior as adults, so it\u2019s a good idea to <\/span><b>talk to your child regularly about money and online purchases<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Aside from simply staying safe online, <\/span><b>children need to learn how to budget, and place value on money<\/b><span style=\"font-weight: 400;\">. While money talk is often seen as \u201ctaboo\u201d in many social situations, children need to understand the difference between wants and needs, and take responsibility for how they earn and spend their own money. The CFPB has some <\/span><a href=\"https:\/\/www.consumerfinance.gov\/consumer-tools\/money-as-you-grow\/teen-young-adult\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">great free resources<\/span><\/a><span style=\"font-weight: 400;\"> for families looking to talk and engage more with their teens about money, and money management.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Through observing your \u201chealthy\u201d online shopping habits, and regular, honest discussions about money, you\u2019ll get your teen off to a flying start for purchases made under your own roof, and set them up for success as they develop money management skills for life.\u00a0<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Clothes, crafts, collectibles &#8211; whatever your teen\u2019s interest might be, it\u2019s safe to say that shopping opens up a world of possibilities and exploration when done online. Young people who don\u2019t do their window browsing this way are now in the minority, with Google data showing that 68% of all teens make purchases online.\u00a0 But [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":44063,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>Did you brave the crowds for Black Friday shopping? Even if you opted out this year, you can still snag some great deals on holiday gifts and goodies, thanks to the Internet. Cyber Monday is a great day to save big while getting a head start on your Christmas list, but just make sure that you play it safe. Online scams are a real threat. Here are a few tips for avoiding them.<\/p><p><a name=\"more\"><\/a><\/p><p>### Do Your Homework<\/p><p>There are lots of great new online retailers popping up all the time, but if you\u2019re not familiar with the site or the name of the company, be sure to do your due diligence before making a purchase. Search the company name and read up on other consumers\u2019 experiences. You may be able to learn from their mistakes.<\/p><p>### Shop from Home<\/p><p>Be sure that all online purchases are made from a secure network, preferably a password-protected home network. Don\u2019t compromise your financial information by sending it over an unsecured wireless network such as those offered by restaurants, hotels, and the like.<\/p><p>### Shop As a Guest<\/p><p>If you shop with a specific retailer frequently, it may be tempting to create an account so that you don\u2019t have to enter your payment and shipping information each time you shop, but this convenience could come with a hefty price. In the event that the site gets hacked, your personal and financial information could be compromised. Why take that risk?<\/p><p>### Pay With a Credit Card<\/p><p>Debit cards look similar to credit cards, but they are actually very different, especially when it comes to online transactions. With a credit card, you have some protection if you don\u2019t receive the goods you paid for. This is not the case, however, with a debit card.<\/p><p>#### References<\/p><p>10 Tips for Safe Online Shopping <a href=\"http:\/\/www.pcmag.com\/article2\/0,2817,2427650,00.asp\" target=\"_blank\" rel=\"noopener\">http:\/\/www.pcmag.com\/article2\/0,2817,2427650,00.asp<\/a><\/p><p>From Cyber Monday to Christmas Eve: How to Shop Safely Online <a href=\"http:\/\/www.theguardian.com\/money\/2013\/dec\/01\/online-christmas-shopping-safe-your-rights\" target=\"_blank\" rel=\"noopener\">http:\/\/www.theguardian.com\/money\/2013\/dec\/01\/online-christmas-shopping-safe-your-rights<\/a><\/p><p>Stay Safe While Shopping Online on Cyber Monday <a href=\"http:\/\/www.dhs.gov\/blog\/2013\/11\/29\/stay-safe-while-shopping-online-cyber-monday\" target=\"_blank\" rel=\"noopener\">http:\/\/www.dhs.gov\/blog\/2013\/11\/29\/stay-safe-while-shopping-online-cyber-monday<\/a><\/p>","_et_gb_content_width":"","footnotes":""},"categories":[47],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with 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